South Florida’s hurricane season is becoming more and more unpredictable. Take for example last year’s 2024 hurricane season, which started out relatively quiet before seeing back-to-back storms in late September and early October – Hurricanes Helene and Milton hitting just 13 days apart. Therefore, being proactive and prepared is the only way to protect your community. By developing a hurricane preparedness plan, ensuring proper maintenance, and fostering clear communication, condo and HOA associations can safeguard their residents and minimize damage to property. 

To help you prepare, here’s a comprehensive guide to hurricane preparedness for condos and HOAs in South Florida:

1. Develop a Clear Hurricane Preparedness Plan

A strong hurricane plan is the foundation of any effective response. It should include evacuation procedures, emergency contacts, and guidelines for securing common areas. Ensure that the plan is communicated to all residents well in advance and that it’s accessible to everyone.

• Evacuation Procedures: Create clear instructions for evacuating the building, including designated evacuation routes and shelters.
• Communication Channels: Keep residents informed through multiple channels – emails, text alerts, and community bulletin boards. Timely communication can save lives.
• Securing Common Areas: Ensure that amenities like pools and clubhouses are safely secured to minimize damage.

Review and update the plan annually to account for new developments or changes in local regulations.

2. Conduct Routine Property Inspections

Preventative maintenance is key to minimizing hurricane damage. Regularly inspect the property for areas that may need reinforcing, especially the roof, gutters, and trees.

• Roof and Gutter Maintenance: Check for leaks, loose tiles, or damaged shingles. Clean gutters and drains to prevent flooding during heavy rains.
• Tree Trimming: Regularly trim trees and remove dead branches that could become projectiles in strong winds.
• Backup Generators: Ensure that backup power systems, especially for elevators and common areas, are functioning properly.

By identifying potential vulnerabilities ahead of time, you can avoid costly repairs and disruptions after the storm.

3. Encourage Residents to Prepare Personal Emergency Kits

While you can’t control the individual actions of each resident, you can encourage them to be self-sufficient during a hurricane. Advise residents to prepare emergency kits that include essential supplies.

• Basic Supplies: At a minimum, each kit should contain three days' worth of water, non-perishable food, a first aid kit, flashlights, and batteries.
• Chargers and Medications: Residents should have extra phone chargers and enough medication to last several days.
• Important Documents: Encourage residents to keep important papers (IDs, insurance documents, medical records) in waterproof containers.

Having these supplies on hand will help residents stay safe and comfortable during power outages or extended evacuations.

4. Prioritize Clear Communication

Communication is the most important aspect of hurricane preparedness. A lack of information during a storm can cause confusion, panic, and even delays in evacuation. Keep residents informed throughout the storm preparation, the storm itself, and recovery efforts.

• Pre-Storm Updates: As the storm approaches, send out frequent updates outlining safety tips, evacuation plans, and property-specific instructions.
• During the Storm: Continue to provide updates regarding safety precautions, building conditions, and local emergency services.
• Post-Storm Information: Once the storm has passed, share recovery plans and available resources, such as emergency shelters and FEMA contacts.

The goal is to keep everyone informed so they can make safe, well-informed decisions.

5. Plan for Power Outages

Power outages are a common consequence of hurricanes in South Florida. Make sure both your property and residents are prepared.

• Elevators and Emergency Lighting: Ensure that backup generators are in place for elevators and common area lighting. This is particularly important for condos with high-rise buildings.
• Resident Preparedness: Advise residents to charge their phones in advance and to have extra batteries for small devices.
• Safety Measures: While candles can create a warm ambiance, they can also be dangerous during power outages. Encourage the use of battery-operated lights instead.

6. Review and Update Insurance Coverage

Make sure your insurance coverage is up-to-date and that your association’s policy covers both the common areas and any potential liability claims.

• Property Insurance: Verify that coverage includes wind and flood damage for the building and common areas.
• Liability Insurance: If residents or visitors are injured, liability insurance can protect the association from costly lawsuits.
• Hurricane Deductibles: Understand the terms of your policy and the hurricane deductibles to avoid surprises if you need to make a claim.

7. Flood Mitigation

South Florida’s low-lying areas are particularly susceptible to flooding. Take proactive steps to mitigate flood risks.

• Flood Barriers: Install sandbags or flood panels at vulnerable entry points.
• Elevate Utilities: For buildings in flood-prone areas, consider elevating electrical panels and other utilities above potential flood levels.

8. Conduct Regular Drills and Staff Training

Make sure your staff is well-trained to handle emergencies. Conduct regular hurricane drills so that everyone knows their role and responsibilities during a storm.

• Training Sessions: Regularly update your team on emergency procedures.
• Coordination with Local Authorities: Stay in touch with local emergency services to ensure smooth coordination during a crisis

9. Develop a Post-Storm Communications Plan

• Aftermath Communication: The Board and management need to develop a plan for communications in the aftermath of a storm. This ensures residents receive timely updates on safety, building conditions, and recovery efforts.

10. Maintain a Pre-Approved Vendor List

• Vendor Readiness: Have a list of vendors pre-approved to do work in the event it is necessary so you are not scrambling to find someone after the storm.

Hurricane season is a serious concern for residents and property managers alike, especially in South Florida. Remember that preparedness is an ongoing effort – stay informed, stay ready, and stay safe. If you have any questions about hurricane preparedness, please don’t hesitate to contact one of our experienced community association attorneys by calling 561-994-4499 – we look forward to hearing from you.